Category: Auto Insurance

Driving an automobile in New York means that your vehicle is subject to many common perils, including auto theft, vandalism, and leftover damage from natural disasters like tornadoes.

The insurance experts at Fenzl Insurance Agency offer a few easy-to-follow tips for protecting your auto in Hamburg, NY in the guide below.

Protect Your Auto from Vehicle Theft

If you’re a new driver, you may be unaware of common sense safety tips like never leaving your car unattended for safety and to prevent auto theft.

The following are a few more safety tips to safeguard your vehicle:

• Always keep your doors and windows locked, even when parked at home in your driveway.
• Park in well-lit areas to discourage potential car thieves from targeting your vehicle.
• Install a car alarm and GPS tracking system to deter potential thieves and facilitate easier recovery in the event of a carjacking or auto theft.

Safeguard Your New York Auto from Vandalism

The best way to protect your automobile from vandalism is to park in secure garages or covered parking spaces with visible security. Another little-known trick to help deter potential vandals is to use the legal amount of window tint to obscure the inside of your vehicle from view.

How to Protect Your Vehicle from Natural Disasters

Preparing for severe weather by parking your car in a covered garage is one of the best ways to prevent hail damage or other damage caused by natural disasters. Investing in comprehensive auto insurance can help protect your four-wheeled investment from all the theft, vandalism, and disaster-related scenarios above.

When you’re ready to safeguard your vehicle with comprehensive auto protection, contact a licensed and friendly agent at Fenzl Insurance Agency in Hamburg, NY!

If you own a vehicle, having auto insurance isn’t optional. It’s a must. There are numerous reasons for this requirement, and if you’re not already covered, we at Fenzl Insurance Agency in Hamburg, NY, are ready to help you obtain a policy that suits your needs.

Your Auto Lender’s Expectations

An undeniable reason for insurance is your auto lender’s stipulation. If you financed your vehicle, your lender expects auto insurance to safeguard their investment. In the event of an accident that damages your car, auto insurance ensures your vehicle can be repaired or replaced as needed.

Protecting Your Financial Status

Auto insurance is instrumental in shielding your personal finances in the case of an accident. Confronting accident-associated expenses without an insurance cover could disrupt your financial stability and possibly compel you to liquidate other assets. An appropriate auto insurance policy grants you peace of mind, knowing you’re protected financially, come what may.

Safeguarding Other Motorists

The compulsion for auto insurance isn’t purely individualistic; it helps protect all road users. If the roads were filled with uninsured drivers, the potential for financial catastrophe caused by accidents would skyrocket. Auto insurance ensures that you are capable of covering expenses if you cause an accident.

Secure Auto Insurance Today

Whether you’re in the market for a new vehicle or thinking about switching your auto insurance, give us a call. We at Fenzl Insurance Agency in Hamburg, NY, can assist you in obtaining suitable auto insurance coverage.

At Fenzl Insurance Agency in Hamburg NY, we are independent insurance agents, which means we are not tied to only one insurance carrier. Our customers benefit from more choices and potentially better deals. 

Liability coverage

Liability coverage protects other drivers from you. It covers injuries to both other people and property. It is required coverage in New York and most other states. 

Comprehensive coverage

Comprehensive coverage is called non-collision coverage, even though it does cover collisions with a deer or other large animal. It also covers theft and vandalism, flood, hail damage and other things other than a vehicle that can damage your vehicle. 

Collision coverage

Collision coverage covers your vehicle in the event you are responsible for a collision. This can be with another vehicle or with a stationary object. It will also protect you from damage that results from a hit-and-run. 

Gap coverage

If you have a relatively new vehicle and an auto loan, you might get a nasty surprise if your vehicle is totaled. What could be worse than ending up owing money on your loan when you get your insurance payout?  Gap insurance covers that gap. 

Full Glass coverage

Glass coverage is usually included with comprehensive coverage with a deductible. If you opt for full glass coverage, you won’t have to pay the deductible. 

Roadside assistance

Roadside assistance coverage provides the same basic services that are offered by auto club plans. It provides tow service as well as help when you have a flat or a dead battery. 

Rental coverage

When your vehicle is damaged in an accident that you are responsible for, you will need to have a way to get around, and this coverage will take care of that for you. 

We Are Here To Help

Contact Fenzl Insurance Agency in Hamburg, NY when you need our assistance with your auto insurance.