Category: Motorcycle Insurance

Motorcycle Safety Tips with Fenzl Insurance Agency

As the weather gets warmer, hopping on your motorcycle for a ride can be increasingly tempting. However, before allowing the excitement to take over, it’s crucial to be adequately prepared for your journey. Our team at Fenzl Insurance Agency in Hamburg, NY, would like to share some important safety tips before you hit the road.

Ensure You Have Adequate Insurance

Motorcycle insurance is compulsory by law in New York. If you aren’t covered or it’s been a while since you reviewed your policy, take care of this before riding out of your driveway or parking spot.

Get the Right Protective Gear

A motorcycle helmet is crucial for providing protection in case of an accident and from airborne debris. If your helmet isn’t equipped with eye protection, make sure you add it. Leather riding gear can also offer protection if there is a crash. Remember to bring along rain gear if rain is likely during your ride.

Pack Essential Supplies

Besides rain gear, remember to pack a few critical items, such as:

• First aid kit
• Cell phone for emergency use
• Water and snacks, if you plan on a long ride

Also, keep your identification, emergency contacts, and insurance information on hand in case of an accident.

Conduct a Pre-ride Inspection

For both safety and to abide by the law, inspect the following before you ride:

• Tire pressure and tread
• Lights
• Battery
• Levels of oil, coolant, and brake fluid
• Condition of front and rear brakes

Stay Alert and Responsible

Never assume that other drivers on the road are paying attention to you or following the road rules. Stay alert and aware throughout your ride.

Our team at Fenzl Insurance Agency in Hamburg, NY is dedicated to keeping riders both safe and insured. Give us a call or stop by today to ensure you have the protection you need.

At Fenzl Insurance Agency, we offer comprehensive insurance policies to various Hamburg, NY residents, even for occasional motorcycle riders. Despite how often you dust off your bike and hit the road, procuring an inclusive insurance policy provides security and peace of mind.

Premium Coverage Selected Just For You

We believe that effective motorcycle insurance policies should handle potential issues and provide long-term protection, irrespective of how frequently you ride. We think everyone, even the weekend riders, deserves this level of care.

Our insurance options include:

• Liability: This covers accidents and injuries that may occur in those instances when you decide to go for a ride. The frequency of your rides should not compromise the quality of your safety measures!
• Replacement: A total replacement policy covers the cost of replacing your bike without considering depreciation, as your motorcycle will naturally lose some of its value over time.
• Travel Protection: Regular or occasional, short or long-distance rides, consider getting travel protection. This covers you on those weekend road trips, should they involve crossing state lines or cruising hundreds of miles.
• Comprehensive Help: Comprehensive insurance policies cover the elements that collision policies might not. This makes them indispensable for all two-wheeler aficionados, not just weekend warriors.

Discussing your needs with your agent can simplify your decision-making process by presenting the scope of your policy, the unique coverage protection it offers, and much more. Let us help you navigate your bike coverage and garner your needed support.

Contact Us for Your Motorcycle Insurance Solution

Fenzl Insurance Agency is here to help Hamburg, NY, residents find their ideal motorcycle insurance coverage. It’s crucial to protect yourself, even if you’re not hitting the road often. Call us today to learn more about the options available, and we will help you get the motorcycle insurance you deserve.

Group riding is a popular activity month some motorcycle enthusiasts. However, riding in a group can be just as dangerous as riding itself, especially when those with a variety of riding experiences participate. To avoid creating dangerous situations for co-riders and drivers on the road, our agents at Fenzl Insurance Agency in Hamburg, NY offer these group riding tips.

Motorcycle Safety When Group Riding

Have a Plan Before Hitting the Road

Communicate with other riders to discuss a few plans for the journey. Determine stopping points and the travel distance goal and choose a ‘leader’ of the pack. Discuss line order, placing the leader (who’s usually a highly experienced rider) and less experienced riders travel right behind the leader. This is called a formation.

Ride in Formation

With the leader in front, stagger everyone else riding behind them, and stay in formation throughout the ride. Ride somewhat close to each other, but leave enough space in the front and back and on each side to allow for reaction time to avoid other vehicles, bikes, and road hazards.

When Passing Stay in Formation

Making turns and passing other vehicles when group riding is more complex than a single rider’s efforts. Because bikes are staggered in formation mode, there is a method of passing and turning. Take these actions one bike at a time, starting with the lead rider. The return to staggered formation.

We Are Here To Help

Motorcycle riders often opt to carry higher coverage limits beyond the standard policy. Accidents can be severe or minor, resulting in costly medical bills, not to mention replacing your bike. Regardless of how you ride, let Fenzl Insurance Agency in Hamburg, NY help you learn more about finding the right motorcycle insurance for you. Contact us today.