Home Insurance Coverage For Winter Ice & Snow Damage

Harsh winter weather can cause severe damage to homes due to the weight of snow and the intrusion of ice into construction materials. Standard home insurance policies generally cover this type of damage. At Fenzl Insurance Agency in Hamburg, NY, we provide insurance policies to protect our clients’ home investments.

Common Types of Snow & Ice Damage

Heavy snowfall can stress roofing materials significantly, leading to moisture intrusion and potential collapse. Rapid thawing and freezing of water can damage roofs or gutters and cause leaks into the home interiors. Snow buildup on tree branches near the structure can collapse and lead to damage to windows and walls. Rapid melting of snow can overflow the gutter system and cause flooding in the home. Water in pipes can freeze and cause them to burst, leading to moisture damage and mold growth inside the house.

Your Home Insurance Covers the Cost of Snow and Ice Damage Repair

Standard home insurance policies will generally cover these common types of damage caused by severe winter weather events. If you experience damage to your home from snow or ice, contact your insurance agent to learn how to file a claim that can help repair your home and get back in stable condition.

Choose Fenzl Insurance Agency for Your Home Insurance Coverage

Our experienced agents in Hamburg, NY, can answer any questions you have about your home insurance coverage for winter damage. We offer our clients a broad range of insurance products, including flood, condo, renters, auto, business, and life. Contact Fenzl Insurance Agency today for a no-obligation quote on your home insurance coverage to ensure you are prepared for winter’s severe weather.